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Broader Investment Choices for Insurance Companies

Will the Circular on the Investment in the Equity Interests of Commercial Banks by Insurance Institutionsdiminish benefits for foreign investors? How will local insurers manage the new dimension of competition?

Date: December 2006

Keywords (click to search): [risk management] [hedging] [insurer] [foreign insurance companies] [WTO compliance] [CIRC] [insurance sector] [liability] [pooling risk]

The insurance industry in China is growing at a remarkably fast pace. By the end of 2006, this industry will allow foreign insurers to compete with local insurers. To guide this new process, the China Insurance Regulatory Commission has issued the Circular on the Investment in the Equity Interests of Commercial Banks by Insurance Institutions. Will the rules in this Circular diminish benefits for foreign investors? How will local insurers manage the new dimension of competition?

By Tom Vinaimont, Department of Economics & Finance, City University of Hong Kong

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