(Issued by the China Insurance Regulatory Commission on April 28 2004 and effective June 1 2004.)
(中国保险监督管理委员会于二零零四年四月二十八日印发，自二零零四年六月一日起施行。)
PART ONE: GENERAL PROVISIONS
Article 1: These Guidelines are formulated in order to provide guidance for insurance companies and insurance asset management companies to strengthen management over insurance funds utilizations, take precautions against insurance funds utilization risks, and protect the interests of the insured, in accordance with the PRC Insurance Law, Administration of Insurance Companies Provisions and other laws, regulations and administrative rules, and the requirements of prudence regulation by the China Insurance Regulatory Commission (hereafter, the CIRC).
第一条 为指导保险公司和保险资产管理公司加强保险资金运用管理，防范保险资金运用风险，保护被保险人的利益，依据《中华人民共和国保险法》、《保险公司管理规定》等法律、 法规、行政规章和中国保险监督管理委员会（以下简称“中国保监会”）的审慎监管要求，制定本指引。