(Promulgated by the China Banking Regulatory Commission on February 23 2004 and effective as of March 1 2004.)
(中国银行业监督管理委员会於二零零四年二月二十三日公布，自二零零四年三月一日起施行。)
商业银行资本充足率管理办法
第一章 总则
PART ONE: GENERAL PROVISIONS
第一条 为加强对商业银行资本充足率的监管，促进商业银行安全、稳健运行，根据《中华人民共和国银行业监督管理法》、《中华人民共和国商业银行法》、《中华人民共和国外资金融机构管理条例》等法律法规，制定本办法。
Article 1: These Procedures have been formulated pursuant to laws and regulations such as the PRC Banking Regulation Law, the PRC Commercial Banking Law and the PRC Administration of Foreign-funded Financial Institutions Regulations in order to strengthen supervision and control of the capital adequacy ratios of commercial banks and promote the safe and steady operation of commercial banks.
第二条 本办法适用于在中华人民共和国境内设立的商业银行，包括中资银行、外资独资银行、中外合资银行。
Article 2: These Procedures apply to commercial banks established in the People's Republic of China, including Chinese-invested banks, wholly foreign-owned banks, and Sino-foreign equity joint venture banks.
第三条 本办法中的资本充足率，是指商业银行持有的、符合本办法规定的资本与商业银行风险加权资产之间的比率。