China Banking Regulatory Commission, Circular on Revising the Basis for Calculating the Loan-to-deposit Ratios of Commercial Banks

中国银行业监督管理委员会关于调整商业银行存贷比计算口径的通知

July 15, 2014 | BY

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CBRC relaxes restrictions on the loan-to-deposit ratios of commercial banks

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Issued: June 30 2014

Effective: as of date of issuance


Applicability
: This Circular shall apply to commercial banks legally established in China, including Chinese-invested commercial banks, wholly foreign-owned banks and Sino-foreign equity joint venture banks. For rural cooperative banks, rural credit cooperatives and rural banks, matters shall be handled with reference to this Circular (Article 5).

Main contents: The China Banking Regulatory Commission shall implement regulatory assessment of the loan-to-deposit ratios of the renminbi